Email us at:

mail@ffpprobono.org

Victoria’s Story

Victoria’s Story

776 1024 FFP
Victoria Seamon

Victoria's Story

In 2020, Victoria Seamon was 34 years old and working towards financial freedom with her partner. Her life changed when she found a lump in her breast and received a devastating diagnosis of Stage 3 breast cancer.  Victoria’s oncologist prescribed a treatment plan that included a mastectomy, chemo, radiation, and hormone therapy. While necessary steps towards fighting the cancer, they presented a financial burden that dominated her journey to get better.

The first time Victoria met with her oncologist, he was very uncomfortable discussing treatment costs with her. He disclosed that Victoria’s first chemo bill was projected to be $80,000, and she would have to take multiple months off work, worrying Victoria even further: “It felt like a huge setback, and I didn’t know how to navigate the burden.” When she was suddenly dropped from her insurance despite having paid her premiums, Victoria felt stuck: “Because cancer treatment is so expensive, it’s sometimes hard to not entirely focus on the financial aspect of it; you start to ask yourself questions like, do I pay for my treatment, or do I pay for my mortgage?” At this time, Victoria repeatedly saw advertisements for FFP grantee Angel Foundation around Minneapolis, prompting her to apply for emergency assistance. The Angel Foundation team provided some emergency assistance funds to Victoria and also introduced her to their Financial Cancer Care program, which matches clients with a CFP® volunteer to navigate the ‘financial toxicity’ that the high cost of care can inflict upon patients and families.

Victoria started working with CFP® volunteer, Nick, in early 2021, meeting with him over three sessions. “We identified my financial areas of strength and challenges and created a budget to get me back on track. My planner met me where I was in my financial journey, and it was all judgement-free.” Victoria and Nick collaborated to choose which payments to prioritize, starting with her medical bills, followed by her credit card debt and student loans. She also fought against being dropped by her insurance company, getting her bills waived by the hospital after making phone calls and advocating for herself. Nick acted as an accountability partner, helping Victoria understand the financial tools and concepts she could use to accomplish her goals. Eventually, Victoria says, “I got to a place where I felt excited to give Nick updates on my progress.”

Today, Victoria has achieved financial independence. She now has the freedom to vacation and is currently planning a cruise for her 40th birthday and 5th year in remission milestone. She is working as a youth mental health professional, and is still involved with the Angel Foundation, serving on their DEI committee, speaking at events, and volunteering at their annual fundraiser. When asked if she had any advice for people who are in the same position she was in, she said: “Know that there are resources to maintain control over your finances so that you can fully focus on your health. The Financial Cancer Care Program did this for me, and it is a necessity for anyone facing financial burden while battling cancer.”

Published on June 11, 2024

“We identified my financial areas of strength and challenges and created a budget to get me back on track. My planner met me where I was in my financial journey, and it was all judgement-free.”
— Victoria

OUTCOMES

Planner helped client to:

  • Find strategies for financial management that helped client to pay off her medical bills and credit card debt.
  • Understand and utilize the financial tools that were available to create long-lasting financial stability.