Email us at:

mail@ffpprobono.org

Lydine’s Story

Lydine’s Story

500 500 FFP

Lydine’s Story

Lydine is a single mom doing it all. While working full time as a dental assistant in Northern Virginia, she is also raising a three year old son with disabilities. Diagnosed at birth with arthrogryposis, a rare joint and muscle condition with no cure, Lydine’s son is unable to walk and does not have full use of his arms.

In early 2019, when her son needed surgery to remove his tonsils and adenoids, Lydine came face to face with a heartbreaking dilemma. Due to her son’s disabilities, the recovery from his surgery would be more complicated, and Lydine’s in-home care aid was not comfortable managing this; however, when Lydine approached her employer and requested additional time off to care for her son herself after his surgery, her employer refused the request and told her to quit. With her son’s health and wellbeing on the line, Lydine had no choice but to leave her job.

While leaving her job allowed her care for her son when he needed her most, it also put a heavy strain on Lydine’s finances and she was no longer able to pay rent on time. This resulted in an eventual eviction from their apartment. With nowhere else to go, Lydine and her son entered a homeless shelter.

During the summer of 2019, Lydine, with the help of her Fairfax county case manager, enrolled in financial and workforce coaching at FFP grantee Britepaths and the Financial Empowerment Center. After reviewing her situation, a CFP® professional volunteer and Britepaths staff worked with Lydine to craft a debt settlement letter to her former landlord in order to settle her debt for half of the amount owed.  With her Fairfax county case manager at the shelter paying the remaining balance, Lydine was then eligible to rent another apartment. After meeting with her workforce coach, Lydine was also connected to a Network Up mentor who assisted Lydine in eventually obtaining a new position as a dental assistant.

Today, Lydine and her son are doing very well. Her son has been hitting developmental milestones – he can now brush his own teeth! Thanks to the debt settlement and networking assistance from the staff and CFP® professional volunteers at the Financial Empowerment Center and Britepaths, Lydine has been able to secure a stable apartment and is thriving at her new job. However, she is still recovering financially from her previous job loss and eviction. Following her job loss, she had to put her student loans into temporary forbearance, resulting in accrued interest on her loan balance. She also incurred some debt following her eviction that is still outstanding.

Lydine continues to work with the staff and CFP® professional volunteers at the Financial Empowerment Center and Britepaths to review her spending plan, plan repayment for her outstanding debt, develop financial goals, and pursue financial independence and stability.

Thanks to the debt settlement and networking assistance from the staff and CFP® professional volunteers at the Financial Empowerment Center and Britepaths, Lydine has been able to secure a stable apartment and is thriving at her new job.

OUTCOMES

  • Received assistance in drafting debt settlement letter to resolve her outstanding debt to landlord.
  • Was plugged into mentoring network that resulted in her obtaining a new job.
  • Continues to work with financial coach to recover fully from unemployment and gain financial stability.